Loan Rates
| Product | APR* |
|---|---|
| Auto | As low as 5.24% |
| Motor Home/RV/Boat | As low as 6.99% |
| Power Sports | As low as 6.99% |
| Tractor & Equipment | As low as 6.90% |
| Product | APR* |
|---|---|
| Home Equity Line of Credit | As low as 7.50% |
| Product | APR* |
|---|---|
| Signature | As low as 14.00% |
| Line of Credit | As low as 9.99% |
| VISA® Credit Card | Up to 18.00% |
Deposit Rates
| Product | Minimum Deposit | Minimum Dividends Balance | APY** |
|---|---|---|---|
| Base Share (savings)1 | $5.00 | $100.00 | 0.10% |
| Auxilliary (savings) | $0.00 | $100.00 | 0.10% |
| Campco Kids | $5.00 | $5.00 | 0.50% |
| Double Nickel (for members 55 or older) | $5.00 | $100.00 | 0.50% |
| Summer Club | $25.00 | $5.00 | 0.25% |
| Christmas Club | $25.00 | $5.00 | 0.25% |
** APY = Annual Percentage Yield
Average daily balance computation method. Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the quarterly statement cycle.
Money Market Rates
| Amount | APY** |
|---|---|
| $1000.01 to $20,000.00 | 0.80% |
| $20,000.01 to $75,000.00 | 1.10% |
| $75,000.01 and over | 1.35% |
Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the quarterly statement cycle.
| Spend Better Checking | Minimum Deposit | Minimum Dividends Balance | APY** |
|---|---|---|---|
| Spend Better Checking | $0.00 | $0.01 | 2.00%1 |
1 Must meet Spend Better reward requirements. 2.00% APY** up to $10,000.00.
** APY = Annual Percentage Yield
| Term | Minimum Balance | APY** |
|---|---|---|
| Share Certificate - 6 Month | $250.00 | 3.99% |
| Share Certificate - 12 Month | $250.00 | 3.79% |
| Share Certificate - 24 Month | $250.00 | 2.99% |
| Share Certificate - 36 Month | $250.00 | 2.99% |
| Share Certificate - 48 Month | $250.00 | 2.79% |
| Share Certificate - 60 Month | $250.00 | 2.79% |
| IRA | Minimum Balance | APY** |
| Traditional, Roth, & Educational IRA | $5.00 | 1.00% |
Average daily balance computation method. Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the quarterly statement cycle.